Most people know life insurance can help provide financial security and continuity during one of life’s most difficult times: the death of a loved one. What few people know is that life insurance can also help during another one of life’s most difficult times: a chronic, critical or terminal illness. This help comes in the form of optional riders called Accelerated Death Benefit Riders, also generically known as Living Benefits, which can be added at no additional cost.
These Living Benefits can be utilized to cover the astronomical costs associated with serious illness or injury. Likewise, the accelerated benefits will cover lost income as a result of hospitalization.
